NJM expands commercial package coverage in Mid-Atlantic

NJM Insurance Group has expanded the availability of its commercial package policies in the Mid-Atlantic region. NJM is now writing commercial package policies in Delaware, Maryland and Pennsylvania, with policy effective dates beginning Aug. 1. The company began offering the product to New Jersey-based businesses last month.

“This expansion enables NJM to extend its mission of service to a greater number of businesses throughout the Mid-Atlantic region,” said Mitch Livingston, NJM president and CEO. “NJM has served the insurance needs of the business community for more than a century, and we are pleased to grow and evolve as those needs change.”

• NJM’s ProPack Commercial Package Policy protects midsize to large businesses against property and liability risks, including crime, inland marine, and industry-specific coverages. Policy highlights include:
• Property extension endorsements to better protect real estate, business personal property, and business income.
• General liability enhancements for construction, manufacturing, and all other industries.
• Optional coverages for equipment breakdown, employment practices liability insurance, professional liability, contractors’ errors and omissions, and cyber insurance.

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ProPack policyholders who need higher limits of liability protection can also apply for NJM commercial excess and umbrella insurance.

“We successfully rolled out ProPack in New Jersey in May and we are already receiving positive feedback,” said Arjay Pedalino, vice president of commercial lines at NJM. “We are now excited to work with our preferred network of distribution partners to offer our total account solution to more businesses throughout the region.”