Revealed – Ten ways drivers invalidate their car insurance

“Time poor” Brits are committing costly errors

Revealed – Ten ways drivers invalidate their car insurance

Motor & Fleet

By Terry Gangcuangco

You might want to think twice the next time you consider hanging those fluffy dice from your vehicle’s rear-view mirror. Even letting your brother borrow your car might cost you – in terms of cover, that is.

A survey by price comparison and switching service uSwitch.com found that 63% of British drivers commit simple mistakes that could invalidate their motor insurance. These seemingly small errors include driving while wearing inappropriate footwear, putting off car maintenance, and forgetting to renew MOT or tax on time.

According to uSwitch.com, Association of British Insurers (ABI) data shows that more than 43,000 car insurance claims are rejected annually. With the average insurance claim at £2,671, motorists could be losing as much as £114.85 million from claims being rejected each year.

“We know the British public are increasingly time poor, so it’s unsurprising that motorists can be forgetful when it comes to locking up their cars or renewing their car MOT and taxes on time,” said uSwitch.com insurance expert Rod Jones.

He added: “With claims now running into the thousands of pounds, people can’t afford to make a careless mistake that could invalidate their cover and leave them out of pocket.”

See below if you’re guilty of committing at least one of these costly mistakes.
 
Top 10 mistakes drivers make that may invalidate car insurance
% of UK drivers
1
Wearing high heels or flip flops while driving
25%
2
Leaving car unlocked
24%
3
Putting off car maintenance when required
21%
4
Forgetting to renew their car MOT on time
16%
5
Letting pet(s) roam free in the car
15%
6
Lent car to a friend or family member
14%
7
Not updated details after changing jobs
9%
8
Attached fluffy dice, or another object, to rear-view mirror
9%
9
Forgotten to renew vehicle tax on time
9%
10
Underestimated mileage travelled everyday
8%
Source: uSwitch.com research July 2017


Related stories:
New study reveals which professions pay the most in car insurance premiums

Keep up with the latest news and events

Join our mailing list, it’s free!