It’s been a banner year for Zurich, claiming both the NIBA General Insurer of the Year award and the overall winner spot in Insurance Business’s inaugural Brokers on Insurers survey. Indeed, the plaudits have run thick and fast since Fogarty took the top spot back in May 2012 – and with plans to build its already strong marine arm, as well as to diversify its business further, few would bet against Zurich to outperform again.