Lapses and downgrades among older policyholders could strain public hospitals further
Roxanne Libatique May 15, 2026
Two groups are falling furthest behind on insurance awareness
The age-based rebate buffer older policyholders relied on is being removed from next April
Claims delays and TPD complaints point to unfinished business
Group activities provide space for social connection and skill development
Forthcoming budget plan would phase out higher age‑based rebate tiers
Mental ill-health underpins higher claim levels across public and private systems
Proposed alignment may see older Australians reduce or drop cover
Snapshot breaks out acceptance, duration, and dispute outcomes
A broker playbook for spotting water exposures
