NRMA Insurance warns of holiday theft surge

Common risks and targeted items revealed

NRMA Insurance warns of holiday theft surge

Property

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New data from NRMA Insurance has revealed a significant rise in home break-ins during the summer months, with theft claims increasing by 40% compared to other times of the year.

The insurer reported receiving 2,500 home theft claims between December 2023 and November 2024, with January 2024 emerging as the most active month for theft, accounting for 10% of the total claims.

The findings come alongside an NRMA Insurance survey of 3,500 Australians, which revealed that 46% of respondents plan to travel for at least four days this summer, leaving their homes more vulnerable to potential break-ins during the holiday season.

Luke Gallagher, NRMA Insurance executive general manager of retail claims, urged residents to take precautions to safeguard their properties while away – noting the insurer’s recent research revealing that 12% of Australians have experienced a home burglary.

“With many Australians going away on holiday during summer for an extended time, this is when thieves are most likely to strike, so it’s important to be vigilant, plan ahead, and take steps to increase your home security,” he said

Common risks and targeted items 

NRMA’s data showed that bicycles were the most commonly stolen items, followed by smaller electronics such as laptops and smartphones. Thieves also frequently targeted outdoor equipment like power tools and easily accessible components such as copper piping and hot water systems.

The survey noted that fewer than half of Australians traveling over summer take steps to have someone watch their property, and only 13% arrange to pause deliveries or mail.

Gallagher stressed the importance of addressing these gaps, as visible signs of vacancy – such as uncollected mail, overgrown lawns, or unattended parcels – can attract burglars.

“This is the time of year when thieves are looking around to steal parcels that are left unattended,” he said, recommending asking a trusted neighbour or friend to help with mail and upkeep while the homeowner is away.

Prevention strategies for homeowners 

To help reduce the risk of theft, NRMA Insurance provided a list of home security recommendations that insurers and brokers could share with their clients: 

  • Secure outdoor equipment such as bicycles and power tools in locked areas.
  • Ensure doors and windows are locked whenever the house is unoccupied.
  • Use safes to store valuable items like jewellery when traveling.
  • Install motion-sensor lights or security cameras to deter potential intruders.
  • Opt for delivery methods requiring signature confirmation or in-store pickup to avoid parcels being left unattended.
  • Avoid leaving spare keys in outdoor hiding places; 17% of survey participants admitted to doing this.
  • Keep small valuables, such as wallets and keys, out of sight from windows and entryways.

Broader trends in security 

On the bright side, separate research conducted by Budget Direct Home Insurance reflects a growing focus on security among Australian homeowners.

More than half of respondents reported upgrading their properties with features like security screens, cameras, and deadlocks.

The Budget Direct survey also found that 60% of Australians are willing to pay extra for homes in safer neighbourhoods.

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