In the coastal city of Wollongong, specifically within the Thirroul neighbourhood, families are beginning the daunting task of cleanup following devastating floods that have left many without insurance coverage facing an uncertain recovery path.
According to ABC’s report, among those affected is the MacDonald family, who had barely settled into their Thirroul home when they were forced to flee from rising floodwaters that swiftly invaded their residence.
The flooding has brought to light the critical issue of flood insurance. For residents like the MacDonalds, who found themselves without flood coverage, the financial repercussions of the disaster are particularly stark.
“We don’t have flood insurance; my partner has just been made redundant,” Jemima MacDonald told ABC. “What are we going to do, how are we going to survive this?”
The Wollongong Council has been proactive in its response, with officials assessing the damage and engaging with the community on recovery efforts.
“[Officials] have a social responsibility as well in terms of the impact that their behaviour has on other residents in terms of [the] possibility [of] causing blockages as well,” said Wollongong Lord Mayor Gordon Bradbery.
The New South Wales State Emergency Service (SES) has reported extensive damage to properties, with a significant number assessed as uninhabitable. In response to the crisis, disaster relief funds have been activated by state and federal governments, targeting a broad range of impacted areas within and around Wollongong.
The flood has also caused significant disruptions to local infrastructure, including rail transport services, which have been temporarily suspended.
MP Paul Scully has announced financial assistance for those affected, covering individuals, businesses, and community groups, while efforts are underway to restore essential services.
Meanwhile, insurers continue to face scrutiny over their response to Australia’s major floods in 2022. This will be a new test for the industry.
