Penny has already been downgraded to ex-tropical cyclone status, but the tropical low with wind gusts of 95km/hr still has the potential to cause heavy rains and damaging winds and could reform into tropical cyclone as it nears the east coast of Queensland, Gallagher has warned.
According to the Bureau of Meteorology, the ex-tropical cyclone would likely affect an area ranging from Cooktown to south of Bowen, beyond Georgetown inland, and the Whitsunday Islands off the coast.
To stay safe under these weather conditions, Queensland Fire and Emergency Services said people should move vehicles under cover or away from trees, secure loose outdoor items, seek shelter, preferably indoors and never under trees, and beware of fallen trees and powerlines.
People are also advised to never drive, walk or ride through flood waters, keep clear of creeks and storm drains, and contact the State Emergency Service (SES) at 132 500 for emergency assistance.
Gallagher said its claims teams are on standby to assist people if they need to make a claim. Affected policyholders should call 1800 254 287 as quickly as possible, take photos of the damage If they have safe access to the affected area, and call 1800 254 287 if in need of after-hours emergency assistance.