For more on this part of the insurance industry:
1. visit our entertainment insurance page for a look at all products in this sector
2. or focus in on all of the exotic animals insurance products available on IB Markets!
Exotic animals insurance provides coverage for businesses that use non-domesticated animals in entertainment. This includes circuses, wildlife parks, and live animal shows. The policy protects against liabilities from animal-related incidents during performances or exhibitions.
The use of exotic animals in entertainment has faced scrutiny due to animal welfare concerns and public safety issues. A Dreamworld tiger handler was injured in 2024 during a routine interaction, prompting the park to end all human-tiger interactions for safety. Such events highlight the importance of comprehensive exotic animals insurance in Australia.
The Australian exotic animals insurance industry faces key risks, including heightened focus on animal welfare, public safety, and legal responsibilities. These threats involve inadequate living conditions for animals and unpredictable behaviour during performances. In response, emerging trends include:
opposition to exotic animals: incidents have increased public concerns about their use
support for performance bans: councils and states enforce restrictions for ethical animal treatment
shift to human-only shows: circuses adopt animal-free performances to meet audience expectations
Ongoing debates and legislative efforts across Australia aim to end the use of exotic animals in entertainment, with some bans already in place. Animal rights organisations continue to push for retiring exotic animals to sanctuaries, supported by public protests targeting venues still using them.
In Australia, the legality of owning exotic pets varies by state and territory. Generally, native animals like certain reptiles and birds can be kept as pets with appropriate permits. However, many exotic species are prohibited to protect local ecosystems.
Sugar gliders are native to Australia and are classified as protected wildlife. In some states such as New South Wales and Queensland, individuals may keep sugar gliders as pets with the necessary permits. Other states, like Victoria, prohibit private ownership of sugar gliders.
Yes, dubia roaches (Blaptica dubia) are illegal in Australia. The Biosecurity Act 2015 prohibits their importation and ownership to protect native ecosystems from invasive species.
Exotic animals in entertainment need specialised insurance to manage unique risks. Common options include:
public liability: covers injuries or damages caused by animals during shows
animal mortality: provides compensation for animal deaths from illness or injury
transport coverage: protects animals during travel between venues
veterinary expenses: covers emergency medical care for animals in performances
event disruption: compensates for cancelled shows due to animal health issues
Tailored policies help entertainment businesses protect operations and reduce risks effectively.
Exotic animals insurance is vital for businesses and individuals working with exotic animals in entertainment. Those who need this coverage include:
wildlife parks and zoos: covers risks from housing and displaying exotic animals
animal trainers and handlers: protects against injuries or accidents while managing exotic animals
event organisers: provides liability coverage for incidents during shows or exhibitions
film and TV productions: covers risks of using exotic animals on set
Exotic animals insurance safeguards operations and helps meet regulatory requirements for anyone managing exotic animals in entertainment.
If someone has exotic animals as pets, understanding what can void their insurance is essential. Key reasons for claim denials include:
non-disclosure of pre-existing conditions: failing to declare the exotic pet’s health issues
neglect or abuse: claims caused by poor care or harm to the pet
unapproved treatments: using unregulated medicines or treatments
non-compliance with terms: missing premium payments or ignoring policy conditions
Reviewing the policy's terms helps exotic pet owners avoid exclusions and maintain valid coverage.
The cost of insuring exotic pets in Australia depends on the species, age, and policy coverage. Some providers offer veterinary fee coverage up to $4,000 for birds, reptiles, and small mammals.
In Australia, the cost for guinea pig insurance typically ranges from $10 to $20 per month.
The monthly cost of owning a guinea pig in Australia ranges from $33 to $166, covering essentials like food, bedding, and occasional veterinary care.
Exotic animals insurance provides tailored solutions for pet owners and those using exotic animals in entertainment. Consulting with insurers ensures coverage meets specific needs.
