Coverages: Accident and Sickness | Income Protection
Batch Underwriting's Group Personal Accident and Sickness (GPAS) insurance safeguards employees' health and livelihoods, offering benefits for accidental injury and sickness. Designed to protect businesses from financial consequences of employee loss, it covers various industries including mining, construction, and healthcare. Flexible benefits include lump sums for accidental death and permanent disability, weekly income replacement, fractured bone benefits, funeral, and rehabilitation expenses.
Coverages: Product Liability | Public Liability
FTA Insurance's Combined Professional Indemnity and General Liability policy offers comprehensive protection by integrating coverage for professional errors and general operational risks into a single policy. Designed for smaller consultants, white-collar labor hire companies, and registered training organizations, it provides limits up to $20 million, nil excess options, and benefits like Difference in Conditions and Difference in Limits coverage, as well as Extended Continuous Coverage.
Coverages: Product Liability | Public Liability
Keystone's Public and Products Liability insurance safeguards businesses against claims for personal injury or property damage arising from their operations or products. It offers occurrence-based coverage with limits up to $20,000,000. Key benefits include the ability to package with other products, individual or scheme-based quotes, and a wide range of automatic and optional extensions. Preferred occupations range from accountants and architects to engineers and event coordinators.
Coverages: Public Liability
Amazon Underwriting’s Homebiz Public and Products Liability Insurance is designed for home-based businesses, offering protection against third-party injury and property damage claims. With flexible cover tailored to over 90 occupations, it includes limits up to $20 million and automatic inclusion of care, custody, and control up to $100,000 $100,000. This policy ensures home business operators are protected with peace of mind with comprehensive liability coverage. This policy can be purchased stand alone or together with Amazon’s HomeBiz Property, providing a tailored insurance package.
Coverages: Property Damage
Amazon Underwriting’s Homebiz Property Insurance is designed for home-based businesses, offering cover for both the domestic assets (home, contents, specified contents, portable contents) and business equipment/stock/merchandise and domestic legal liability all under the one policy. This means no gaps in cover between domestic and commercial policies, one insurer and one excess. This policy can be purchased stand alone or together with Amazon’s HomeBiz Public and Products Liability, providing a tailored insurance package.
Coverages: Employment Practices Liability | Statutory Liability
Coverages: Legal Expenses
LEXi is Edge Underwriting's Legal Expenses Insurance, offering businesses coverage for various legal matters, including statutory defense, property disputes, and tax investigations. Policyholders benefit from unlimited access to a free telephone legal advice service, limited to one 30-minute call per issue, and are entitled to one contract review per policy period, focusing on insurance and indemnity sections. Optional extensions cover construction and employment contract disputes, as well as personal legal expenses for employees.
Coverages: Accident and Sickness
DUAL Australia's Sports Group Personal Accident insurance provides comprehensive coverage for members of sports groups or associations during sanctioned activities. The policy offers financial protection against injuries sustained while participating in sports, ensuring peace of mind for both individuals and teams. With flexible options tailored to specific needs, it simplifies managing risks associated with sporting events.
Coverages: Accident and Sickness
DUAL Australia's Journey insurance safeguards employees commuting directly between their residence and workplace. It provides coverage for accidental death, disablement, and loss of income resulting from injuries sustained during these journeys. The policy offers additional benefits such as lump sum payments for fractured bones and dental injuries, funeral expenses, and return-to-work assistance. Optional extensions include recess cover and amended salary definitions.