A used car salesman in Essex has been ordered to pay over £23,000 in costs after his £30,000 insurance claim for severe back pain was deemed dishonest.
The court found that 43-year-old Jason “Boxer Jack” Jackson had concealed previous injuries sustained while participating in banger car races, leading to the dismissal of his claim.
Jackson claimed to have suffered severe back and shoulder injuries as a result of a minor traffic incident in May 2017.
Investigators from law firm Clyde & Co, working on behalf of AXA Insurance, learned of the truth after they discovered a newspaper article from two years prior to the road crash. In the article, Jackson openly discussed the injuries he had sustained while participating in his hobby of racing old motor cars.
These injuries were not disclosed during medical examinations related to the insurance claim, according to reports.
Further investigations revealed that Jackson had suffered three broken ankles and a fractured pelvis while engaging in the sport, contradicting his claims of being injured solely from the road accident.
Faced with this evidence, Jackson attempted to withdraw his claim. However, AXA Insurance insisted that the case proceed.
District Judge Emma Goodchild dismissed Jackson’s claim at a hearing at Romford County Court earlier this year, stating that he had been “fundamentally dishonest.”
Jackson was ordered to pay £23,000 toward the legal costs of the defence.
“Mr Jackson wasted the court’s time and cost himself thousands of pounds by behaving dishonestly, said Damian Rourke, the partner leading the investigation for Clyde & Co. “Any genuine claim he had was rendered null and void by his attempt to gain as much money from the situation as possible. I hope cases of this nature serve as a deterrent to anyone considering insurance fraud.”
“This case highlights the importance of declaring all relevant information when making a claim,” said Chris Walsh, commercial claims director at AXA Insurance. “Mr Jackson failed to mention previous injuries in a medical examination, and the fact that he continued to pursue his banger racing hobby after the accident.”
“Both pieces of information proving pivotal to outcome of claims validation process. AXA continues to fight insurance fraud in collaboration with its legal partners, ensuring there are consequences for the perpetrators.”
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