Eager to make the most of their opportunities and working hard to impress, apprentices can be a great advantage to a well-run business – however, they can also scupper a company that’s unprepared in terms of insurance.
If you have business clients, then new research from Direct Line suggests you need to make sure that they are thinking about their apprentices when they set-up their cover – with figures revealing that apprentices are at greater risk of work-based injury than the average worker.
The analysis reveals that there are an average of 13,000 cases of non-fatal injuries among employees aged 16-18 every year, accounting for 3.6% of all workers in this age group. Across the entire workforce there are some 649,000 non-fatal injuries each year, affecting 2.1% of all employees – so while apprentices only account for one in 50 accidents, they are 73% more likely to be involved in an incident due to the smaller number of apprentices in employment.
However, the average of 6,000 incidences of work-related illness every year among young employees, affecting 1.6% of all young workers, is much lower than the 3.9% recorded among workers aged 19 or over. This analysis suggests apprentices are much less likely to report illness to their employer while on placement.
The data also estimates that some 75,000 working days are lost every year by apprentices, averaging out to around one day lost for every five apprentices. Across the entire workforce an estimated 28.3 million working days are lost every year, averaging out at just under a day for every worker.
“The data suggests that apprentices are keen to make the most of their opportunity, with much lower sickness rates than their full-time counterparts,” said Nick Breton, head of Direct Line for Business. “However, the research indicates that apprentices are at greater risk of injury in the workplace so it is therefore vital for employers to have the right safety and training procedures in place to help ensure younger employees are aware of any risks.
“Work related illnesses such as respiratory disease, stress and pain in the body’s joints can also be avoided so it is vital for employers to have the right health and safety measures in place to reduce the number of people affected.”
According to the research, over the past three years a total of £815,960 has been issued in fines to businesses as a result of workplace injuries affecting apprentices or young employees, with the average fine standing at more than £26,000.
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