Managing general agent (MGA) Commercial Express has launched its new tattoo & body piercing insurance product, providing brokers with access to a customisable package tailored to the specific needs of clients in the industry. This product also allows for liability coverage to be offered independently.
The product, underwritten by BRIT Syndicate 2987 at Lloyd's and Axis Managing Agency Ltd, is designed for a range of clients, including freelance and mobile tattoo and body piercing artists, as well as studio owners. It offers a package policy with options for selecting liability and material damage coverage, including flexibility in sums insured and limits of liability.
Commercial Express also notes that clients can opt for public and product liability with limits of £1 million, £2 million, or £5 million, with an additional option to include employers’ liability. Treatment liability can be extended to include indemnity limits of up to £250,000, subject to specific conditions. The product also includes professional indemnity coverage up to £50,000 at no extra cost.
In terms of material damage, the product covers property damage, business interruption, money, book debts, and goods in transit. For mobile practitioners, there is an option to add coverage for portable equipment, while those with premises can extend the policy to cover buildings, contents, stock, and book debts.
Duncan Pritchard (pictured above), founder and managing director of Commercial Express, commented that the launch of the tattoo & body piercing product adds to the company’s health and wellbeing range, following the recent release of its Hair and Beauty product.
He added that this is a step in Commercial Express’ broader strategy to grow its product offering and enhance service for its broker network.
This announcement comes on the heels of the company’s launch of its leisure & park home product in July. The offering is underwritten by SCOR, Canopius, and Ascot Group’s Syndicate 1414 at Lloyd’s. It consists of three schemes, expanding risk appetite to address the specific needs of a wider array of leisure property owners.
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