Major European insurer
AXA has won a court case filed against a policyholder who fraudulently applied for home insurance cover.
The fraudster, Mohammed Rustam Khan, has been sentenced to 100 hours of community service after a court found him guilty of providing false information to obtain insurance.
According to AXA, Khan claimed that nobody living at his house at 82 Rectory Road in London had any criminal convictions when he applied for cover.
Khan made this claim even if his son has a history as an offender.
The fraud was uncovered after Khan’s claims on his insurance policy with
Swiftcover and home insurance policy with AXA raised suspicions.
The home insurance claim worth £5,348 was challenged after a police probe revealed that Khan’s son had stolen his car.
The investigation also exposed that the son had staged a burglary at home in an attempt to cover up his stealing of Khan’s vehicle.
The court found Khan guilty of providing false information, but it cleared him of submitting a fraudulent claim.
“Although the court did not find Mohammed Rustam Khan guilty of fraud by false representation, we are pleased that the court has decided to take strong stance on application fraud,” said Sean Walkden, head of home claims at AXA Insurance.
“Although mistakes happen, the courts have agreed that this was not one of those incidences. Not telling the truth or failing to disclose full information when applying for cover is not the way to try and lower the cost of insurance,” Walkden added.
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