MG Car Club and Kingfisher Insurance unveil new insurance scheme for all ages

Kingfisher Insurance has partnered with The MG Car Club to launch an insurance scheme that specifically caters to younger classic car enthusiasts, breaking down traditional age barriers in classic car ownership.

The new “MG Car Club Insurance”, underwritten by Peter James Insurance, offers comprehensive coverage to club members of all ages—a significant departure from industry norms that typically restrict classic car insurance to drivers over 25 or 30 years old.

The scheme includes an “Accompanied Driver Cover” option, allowing young enthusiasts to drive MGs alongside parents or grandparents for a modest premium, even before they own a vehicle themselves.

The package includes several unique benefits for club members, such as exclusive rates, free agreed value services, and coverage for both classic and modern MGs. Members also receive UK and European breakdown coverage, tools and spare parts protection up to £3,000, and coverage for track day events.

“We’ve worked closely with the club to develop a bespoke scheme designed to fulfil members’ needs and offer a true benefit of membership through discounted premiums and unique features to help you enjoy MGs with peace of mind,” said Dave Youngs, partnerships director at Peter James Insurance.

MG Car Club chairman Lorraine Noble-Thompson emphasised the scheme’s significance: “Our objective was to create the best insurance scheme available for MGs anywhere in the market adding significant value to being a member of MG Car Club. Our new and exclusive features have not only addressed shortcomings in our previous insurance, but also provides members of the MG Car Club unique benefits they cannot get anywhere else.”

MG Car Club members can now benefit* from the following:

• Exclusive rates for MG Car Club members
• Additional discounts based on length of membership
• Free and simple agreed value
• Cover available for classic and modern MGs
• Free salvage retention – in the event of a total loss, we will pay the full agreed value for the vehicle, and you may retain the salvage free of charge
• Free member to member cover – drive another club member’s MG with fully comprehensive cover regardless of who they are insured with
• Multi-vehicle cover
• A range of options for young MG enthusiasts
• UK and European Breakdown Cover included
• Tools and Spare Parts Cover (up to £3000)
• Self-repair option
• Legal expenses cover
• Laid up cover
• Limited mileage discounts
• Cover for ‘MGs on Track’ events

(*Policy benefits, features and discounts may vary and are subject to underwriting criteria (source: Kingfisher).

The new insurance scheme will be officially unveiled at the 2024 NEC Classic Motor Show on November 8, where club members will be welcomed with a champagne reception and detailed presentation of the benefits.

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