Young driver car insurance specialist ingenie has a couple of new things to offer.
First off, the firm has rolled out a learner driver insurance product for learners aged 17-29. The policy provides coverage for practice sessions, driving lessons, and taking tests in someone else’s vehicle – protecting the car owner’s ‘no claims discount’ when a claim is made.
The learner driver insurance is not a telematics product, but ingenie said policyholders who pass their driving test can easily switch to the young driver insurance, which uses black box technology.
Features of the new offering include a fixed excess, as well as flexibility when it comes to the length of cover. Also, the learner driver insurance serves as an alternative path for car owners looking to enlist a ‘temporary additional driver’ or ‘named driver’ in their policies.
“Learning to drive is no mean feat, but it’s one of the most significant milestones young adults want to fulfil,” commented ingenie chief executive Selim Cavanagh. “Our learner driver insurance is flexible and great value with a low £250 excess, and parents sharing their cars don’t have to worry about their no claims discount.”
Meanwhile ingenie has also introduced a new app which allows users to track routes and hours driven during lessons and practice. The ‘Learner’ app is available to all drivers – policyholder or not.
“Having worked with young drivers for almost a decade, we understand what they need to get on the road safely, and our research shows that learners who undertake 21-25 hours of private practice are typically better drivers when they pass, than those who rely solely on driving lessons,” added Cavanagh.
“The Learner Driver app was developed with this in mind, and encourages private practice outside lessons by tallying hours driven, miles covered, and celebrating milestones with users.”
