UK motor insurer Ageas has identified a concerning new trend in “crash for cash” scams: a scheme involving moped riders who intentionally position themselves to be hit by reversing vans in an attempt to be compensated by insurance.
Initially observed in London last summer, similar scams featured mopeds colliding with vehicles emerging from side roads. Ageas, however, is reporting a worrying spread of this tactic to big urban centres across the UK, now with a focus on vans in reverse.
“Our fraud intelligence team has seen a significant rise in this crash for cash scam both in London but also spreading to other large urban centres,” director of underwriting services and fraud Katie Davies noted.
“We would like to warn drivers to be aware of the tell-tale signs of faked accidents as this can help them avoid falling victim to this continuing scam. We urge everyone to stay vigilant on the roads and report any suspicious activity to the authorities.”
Meanwhile, the insurer has a handful of tips for motorists who find themselves involved in an accident. The company said it is crucial to record as many details as possible – from the other party’s registration number, vehicle make and model, and driving license, to any distinguishing features of the driver or rider.
Motorists are also advised to check their surroundings for doorbell cameras or CCTV that might have recorded the incident. Another step is asking bystanders or other drivers if they witnessed the accident and if they are willing to provide statements. Photographic evidence is just as important. This spans the vehicles involved, their positions, and any damage sustained.
“Report the incident to your insurer as soon as possible,” Ageas went on to suggest. “Provide them with all the details you have captured. If you suspect that you have been a victim of a ‘crash for cash’ scam, report it to the police and the Insurance Fraud Bureau’s Cheatline.”
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