Climate risk encompasses the physical, transition, and liability risks arising from climate change, affecting both sides of insurers’ balance sheets. On the underwriting side, it drives changes in hazard frequency and severity, reshapes insurability, and requires updated models and pricing. On the investment side, it influences asset values, sector exposures, and regulatory expectations for climate‑related disclosures. Integrating climate risk into strategy, capital planning, and product innovation is now a central task for boards and risk functions.
Generali’s AGM signed off on a higher dividend, fresh buybacks and new equity‑linked pay plans
UK already leads the world in carbon market insurance, but can carriers capture a market that could grow 190-fold by 2025?
Lady Mayor on an increasingly interconnected web of risks
Global reforms are reshaping how insurers use private credit, alternative assets and asset-intensive reinsurance
Acapulco is being used as a test case for how rising seas, erosion and stronger hurricanes could threaten insurability of coastal hubs