The Insurance Bureau of Canada (IBC) has issued an advisory regarding the weekend storm that struck Newfoundland and Labrador, urging homeowners to assess the damage to their property once they are safe enough to do so.
According to reports, the blizzard event was a record-breaking storm, causing more than 75cm of snowfall and winds with hurricane-level speeds of 160km/h.
The blizzard was so strong that several towns across the province declared states of emergency not long after the winter blizzard hit the region Friday.
“To say that the recent blizzard disrupted the lives of many families across the province is an understatement,” said IBC Atlantic vice-president Amanda Dean. “When you are able to safely assess any damage the storm may have caused to your property, your insurer is ready to take your call and to hear the details of any potential claims.”
The bureau has recommended that homeowners – once they are safe from any weather-related hazards – clear any snow and ice from their roofs, decks, gas meters, basement window vents, exhaust vents, windows, and sidewalks. IBC also reminded homeowners to clear their car of any ice and snow before driving, and that residents should drive while being mindful of the current conditions.
In addition, IBC recommended that homeowners document all damage caused by the storm – taking photos would be helpful, the bureau noted. Homeowners should also keep proofs of purchase, receipts, and warranties at hand for when claims are made. Those who have to move out of their homes due to insured damage are also advised to check with their insurer whether their policy can cover additional living expenses.
The advisory comes just days after the IBC published its findings on 2019’s total insured damage cost due to catastrophic weather events. The report found that for 2019, the biggest severe weather event was the Halloween storm that hit Eastern Canada, which led to $250 million in insured damage.
