Managing general agent CHES Special Risk is offering comprehensive general liability (CGL) insurance amid a current rise in demand for the services of photographers and videographers during the ongoing wedding season.
Warning against an increased level of risk, the MGA pointed to unexpected incidents and potential legal challenges that could pose serious financial threats to these professionals, potentially disrupting their business operations.
CHES Special Risk said the impact of unforeseen events, such as accidental damage to a client’s property or claims of negligence, can be substantial. For instance, if a photographer’s equipment causes damage to a venue, or if a videographer is accused of delivering subpar footage, the resulting costs can be significant.
Without appropriate cover, such scenarios can lead to hefty legal expenses and repair costs, putting the stability of the business at risk.
According to CHES Special Risk, its comprehensive general liability insurance provides essential protection for photographers and videographers, addressing a range of potential issues, including property damage, bodily injury, and legal expenses arising from accidents.
“CGL insurance is not just a safety net; it’s a crucial part of a professional’s toolkit,” said CHES Special Risk chief executive and president Gary Hirst.
“With the increased activity during the summer and wedding season, having robust CGL coverage helps photographers and videographers manage risks effectively and maintain peace of mind. It ensures that they can operate confidently, knowing they are protected from the financial implications of unexpected incidents.”
Brokers interested in knowing more about the MGA’s CGL insurance offering can contact CHES Special Risk at [email protected].
What do you think about this story? Share your thoughts in the comments below.
