Digital insurance platform Roamly has teamed up with National Insurance Inspection Services (NIIS) to introduce an advanced pre-loss inspection tool designed specifically for recreational vehicles.
Jeff Cavins, chief executive of Roamly, noted: “We’re excited to partner with NIIS on this important initiative. More than a third of Americans admit to exaggerating damages on their claims. Until now, there's never been a reliable way for the insurance industry to protect itself.
“Our innovative technology represents a fresh approach: it’s a departure from the industry’s usual tactics of raising rates or restricting coverage – practices that are widespread but often leave consumers frustrated and underserved.”
With the offering, Roamly’s RV policyholders can take advantage of a new self-inspection feature immediately after purchasing their insurance. Through an e-survey powered by NIIS, owners document the condition of their RVs before any loss occurs. This documentation provides a clear record, helping to assess risk and facilitating quicker claim approvals for genuine damages.
“Insurance should provide peace of mind and quick support when needed,” said NIIS president Curtis Goldsborough. “We’ve proven the value of self-inspection in the property insurance space. Through this partnership with Roamly, we’re excited to bring this same value to the world of auto insurance.”
According to the Insurance Information Institute, insurance fraud adds US$400 to US$700 annually to the average US household’s premiums. By utilizing the pre-loss inspection tool, Roamly and NIIS aim to curb fraudulent claims, potentially reducing premiums for honest policyholders.
Initially designed for RV owners, the e-survey feature may eventually expand into standard auto insurance offerings through Roamly’s broader partnerships.
Part of The Outdoorsy Group, Roamly provides digital insurance products that eliminate the commercial use exclusion clause that prohibits online renting activity, while NIIS has more than 40 years of inspection experience and millions of inspections completed.
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