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Coverages: Commercial General Liability | Liquor Liability | Product Liability | Public Liability
Provides Single Event or Annual protection for individuals and/or organizations who serve alcohol to the public. Designed for full / part time employees and volunteers whose occupation includes serving alcohol. PAL’s Group Server policy is designed for service clubs or other organizations that are seeking Liquor Liability coverage on a single event or an Annual basis. EXCLUDING: NIGHTCLUBS, HOUSE PARTIES, PRIVATE PARTIES, FRAT PARTIES, COLLEGE/UNIVERSITY PARTIES.
Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability
Provides protection to event hosts against lawsuits arising out of single/multi-day functions with or without service of alcohol. All events with live entertainment or sports MUST be submitted on this form. Please note, we are unable to provide you with a quote more than 120 days in advance of the event.
Coverages: Professional Liability
Broad, packaged policies for a wide range of professional services with cyber cover offered as standard for: Accountants, Bookkeepers and Auditors; Architects and Engineers; Oil and Gas Professionals; Professional Services; Recruitment, Employment and Staffing Agencies; Surveyors and Estate Agents.
Coverages: Commercial General Liability | General Liability | Property Damage | Public Liability
Per Event or Annual Coverage Available. Designed for individuals or groups that are hired to perform at an event. Many venues / show hosts now require each party involved in the event to carry their own liability coverage, including performers. Provides General Liability and Property coverage for many types of performers such as musicians, singers, dancers, DJs, actors, buskers, street performers, karaoke operators, rock / pop bands and much more. Excludes all performances in nightclubs.
Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability
This program provides protection when lawsuits are brought against individuals, organizations or companies who host single / multi-day functions with alcohol service. Designed for event hosts who are holding reception-type events in a rented facility. A valid liquor permit or license must be in place for service of alcohol IN A RENTED FACILITY. Events on Private property do not require a liquor license in place.
Coverages: Management Liability
Cover for a range of risks faced at board-level, including primary and excess directors and officers (D&O) cover.
Side a DIC (Difference in Conditions): Excess coverage for directors and officers of private and publicly-traded organizations.
Not for Profit: Blended policy combining D&O, professional indemnity, products and employers’ liability, property cover, business interruption and reputation protection.
Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability
THIS POLICY IS FOR LIQUOR COVERAGE ONLY. Provides protection for lawsuits brought against individuals, organizations or companies who host single/multi-day functions. Designed for event hosts who are seeking to cover their liquor exposure only, or for organizations who are already covered by a CGL policy which excludes any liability arising from the sale, service, or consumption of alcohol.
Coverages: Environmental Liability
Pollution Liability: Covering bodily injury, property damage and cleanup costs, environmental damage costs. Pollution Liability, Contractors: Covering core pollution risks faced by companies involved in contracting. Pollution Liability, Site: Covering the core pollution risks facing companies on their site.
Coverages: Commercial General Liability | Liquor Liability | Product Liability | Public Liability
Our Caterer program is designed for Caterers who have been hired by an event host to serve food and or drinks at their social event. Available for Single Events or Annual Terms. Provides coverage in the event that someone gets sick while eating a caterer's food, injures themselves if they trip over a piece of caterer's equipment, or gets scalded by a hot dish that a caterer prepared.