Catastrophe & Flood

Florida court tosses verdict against Universal Property & Casualty

Florida court tosses verdict against Universal Property & Casualty

Insurer's appeal flips a key jury instruction – and what carriers should watch for next time

Carleen Bongat May 15, 2026
Georgia lifts cancellation freeze – except in 17 counties

Georgia lifts cancellation freeze – except in 17 counties

Most of the state is clear. 17 counties still aren't

Louisiana orders every property insurer to discount fortified homes by January 2027

Louisiana orders every property insurer to discount fortified homes by January 2027

Discounts tied to NAIC benchmark table – carriers have months, not years, to get ready

Neptune Insurance returns to market with 8.4M share offering

Neptune Insurance returns to market with 8.4M share offering

Months after its trading debut, early backers are cashing in

Mercury Insurance invests in wildfire mitigation firm BurnBot

Mercury Insurance invests in wildfire mitigation firm BurnBot

Insurer is testing whether large-scale, verifiable mitigation can translate into better underwriting, sharper reinsurance decisions and long-term support for hard-pressed communities

Private insurers poised for bigger flood role under FEMA reform proposals

Private insurers poised for bigger flood role under FEMA reform proposals

However, affordability and protection gaps remain key concerns amid looming market transition

Trump council approves FEMA overhaul, eyes private flood market

Trump council approves FEMA overhaul, eyes private flood market

Sweeping recommendations could reshape disaster response and the future of the NFIP

Global insurers retain capital in severe 1-in-250 catastrophe

Global insurers retain capital in severe 1-in-250 catastrophe

Most ratings endure severe climate losses, weaker diversification raises strain

Florida court revives contractor's AOB claim against Universal Property over mold paperwork

Florida court revives contractor's AOB claim against Universal Property over mold paperwork

Florida appeals judges weren't buying the insurer's argument over a Hurricane Sally mold invoice

IB TALK

Hidden risks in green energy: Insurance gaps in solar, batteries, and beyond

Renewables may be cleaner, but their end-of-life risks are creating new liabilities and coverage gaps.

How brokers can ride the next wave of MGA growth

Agility, tech, and niche expertise will be differentiators, says TMPAA head

Beyond insurance: Rethinking risk for high net worth families

In 2026, protection for affluent families is less about buying more coverage and more about building resilience

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