GEICO has sued a web of Florida clinics and New York equipment suppliers on the same day, seeking to claw back more than $2.7 million it claims was paid out on bogus No-Fault billings.
The insurer filed the two cases on April 17, 2026 - one in the Middle District of Florida's Tampa Division, the other in the Eastern District of New York - opening a coordinated push against what GEICO describes as two separate but strikingly similar schemes feeding off Personal Injury Protection coverage.
The Florida case is the bigger of the two. GEICO alleges it was billed more than $2.3 million by a group of clinics and providers operating in and around Tampa, Lakeland and Riverview, including Miller Chiropractic and Medical Centers, Inc., which does business as Premier Miller Auto Injury Treatment Centers, along with Bayview Medical & Rehab Center and Family Health Medical Center. Also named are chiropractor Christopher Shane Miller, physicians Murthy S. Ravipati and James A. Zaccari, and several other providers and owners.
The allegations will sound familiar to anyone who has spent time in a claims office. GEICO claims the clinics ran auto accident patients through a near-identical playbook: evaluations coded as moderately or highly complex, when the patients in fact had only "minimal severity soft tissue injuries such as sprains and strains," followed by rounds of therapy, chiropractic manipulation and extracorporeal shockwave treatments that the insurer alleges were not medically necessary - and in some cases, not actually performed.
The New York case, filed in the Eastern District, follows a different script but the same logic, according to GEICO. There, the insurer is chasing more than $404,000 from four durable medical equipment suppliers - Hollis Healing Pro, Medi Casa, Enternational Services and 28 Supplies - and the individuals said to stand behind them. The merchandise at the center of the dispute is the kind that has drawn scrutiny in the No-Fault space: pulsed electromagnetic therapy devices described as infrared heating pads, pneumatic compression units, sustained acoustic medicine devices and off-the-shelf back, knee and shoulder braces. GEICO argues the equipment was "medically unnecessary, illusory, and otherwise non-reimbursable."
For insurers and SIU teams, the paired filings offer a useful snapshot of where No-Fault abuse is alleged to live right now - upcoded office visits on the clinic side, prescribed devices on the supplier side, and tightly linked networks passing patients between them. GEICO is asking for trebled damages under civil racketeering statutes, punitive damages, and a declaration that it owes nothing on the still-pending bills tied to either matter.
The allegations are just that - allegations, laid out in GEICO's filings. None of the defendants has yet responded in court, and no judge has ruled on the claims.
