Fran has the overall responsibility of the personal lines division. He is the oldest of the fourth generation in the business and brings an intense passion for growing the business alongside his family. Fran started at J&J in 2015 after work stints in London, Scottsdale, AZ and Bermuda. His experience both domestically and abroad has helped J&J grow its personal lines division year over year. Fran is a graduate of the University of South Carolina. He is married to his high school sweetheart Jamie and they have one beautiful daughter thus far. Fran is incredibly passionate about the outdoors. If not in the office, you will find him on the water or in the woods enjoying the great outdoors.