Great American Insurance Group writes Professional Liability coverage as part of its Specialty Human Services package for nonprofit and social service organizations. The coverage form includes a broad coverage grant and a broad definition of the professional services covered.
Offered to nearly 200 classes of business, including:
1. Community service organizations
2. Clubs
3. Housing and shelters
4. Food distribution and thrift stores
5. Religious institutions
6. Education or day care centers
7. Arts and cultural organizations
8. Children and family social services
9. Counseling groups
10. Recreation and sports clubs
1. Claim and legal expense covered outside the professional limit of liability
2. Broad definition of professional services
3. Broad professional coverage
4. Flexibility of occurrence or claims-made coverage
Limits of up to $1 million for each act, error or omission; $3 million in aggregate
$15 million umbrella limits (including Professional Liability)