Great American Insurance Group
Public EPLI

General Information: Employment Practices Product

Great American Insurance writes Employment Practices Liability coverage for the manufacturing, construction and medical industries as well as for businesses that are harder to place like hotels, restaurants, and auto dealers. Coverage is available for both private and public companies, targeting firms with less than 1,000 employees.

For immediate service, quote EPL accounts online at www.GreatQuoter.com

Coverage Information

1. Claims made policy with Limits of Liability as low as $250,000 and as high as $10 million
2. Duty to defend with the Insured having the right to assume the defense
3. Broad definition of Insured including the Company, all employees and any leased employees
4. Broad definition of Loss including punitive damages with most favored venue wording
5. Third Party Harassment and Discrimination Liability Coverage given on most accounts
6. Option for cost of defense outside the limit on most small accounts
7. Defense cost sublimit for Immigration Practices Wrongful Acts
8. First party coverage for Workplace Violence Acts (sublimit)
9. Defense cost sublimit for Wage and Hour type claims given on most small accounts
10. 100% defense allocation
11. No hammer clause
12. HR ExecSupport, an HR risk management program, available to all stand-alone EPL policy holders through Littler Mendelson

Locations Served

United States and Canada

• Max Coverage

  USD
  10M

Who can qualify for this cover?

• Retail
• Manufacturing
• Technology
• Contractors
• Hotels
• Restaurants