Insurers on standby as tornado strikes Levin

Funding available as recovery begins

Insurers on standby as tornado strikes Levin

Property

By Roxanne Libatique

A tornado that swept through Levin on April 8 has prompted emergency response efforts and financial assistance measures, underscoring the continued exposure to weather-related risks despite a sharp national drop in insured disaster losses.

The tornado struck around 7:45am, causing property damage including downed trees, damaged utilities, and dislodged roofing and fencing across parts of Horowhenua. Local authorities have prioritised cleanup operations and welfare checks in affected neighbourhoods.

Horowhenua District Council confirmed that while its Incident Management Team had been stood down, teams remain available to respond if necessary.

Our after-hours team is available 24/7, and residents are encouraged to call 06 366 0999 to report any urgent issues,” said local controller Brent Harvey.

To assist with storm debris, skip bins have been placed on Collingwood Street and Wilton Street. These are designated for storm-related waste and will be monitored for capacity and traffic safety.

Relief funding and insurance guidance

The council’s Welfare and Neighbourhood Support teams have completed welfare checks. Community members are encouraged to reach out if further support is needed, particularly for individuals experiencing urgent hardship.

The council has reiterated the importance of contacting insurers as soon as possible, with photographs and relevant policy information ready to streamline claims.

In addition, the Mayoral Relief Fund, originally created after the 2022 tornado, has been reactivated. An allocation of $40,000 has been made available to those affected by the event. Eligible households can apply for grants of up to $1,000 to cover costs not reimbursed by insurance, essentials, and other needs related to the storm’s financial impact. Application forms will be accessible through the Council’s website or by phone starting April 9.

“Thank you to all those involved in the response, and to our neighbouring councils for their offers of support. It’s truly encouraging to see our agencies, contractors, and council officers working together to support the community during this time,” said Mayor Bernie Wanden.

Insurance market observes downturn in claims

Nationally, insured losses from natural disasters have declined significantly. According to Aon’s latest Climate and Catastrophe Insights Report, New Zealand’s insured catastrophe losses fell from more than A$3.6 billion in 2023 to near-zero levels in 2024.

The report contrasted New Zealand’s figures with over A$562 billion in global economic losses, which exceeded the 21st-century annual average by 10%.

Climate adaptation legislation under review

As New Zealand continues to face extreme weather events, the government is moving ahead with new climate adaptation policies. Parliament has begun reviewing a framework aimed at improving governance, funding, and public access to climate risk information.

The Finance and Expenditure Committee, which led the inquiry into climate-related economic impacts, recommended clarifying roles between agencies, enhancing transparency, and standardising support for risk mitigation.

The Insurance Council of New Zealand (ICNZ) expressed support for the policy direction. Chief executive Kris Faafoi said the framework would help set clearer expectations for all stakeholders, including local authorities and the insurance sector.

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