News
FEC outage exposes cyber disruption risks before midterms
FEC outage exposes cyber disruption risks before midterms
A “bad actor” attempted to breach the FEC’s filing system a week before midterms, raising the same third-party dependency questions the PHP vulnerability exposed days earlier
The broker is not going anywhere. But what the broker does is changing
Independent agents wrote 87.7% of US commercial lines premiums last year. The channel is not in decline. The question is whether individual brokers are building the capabilities to justify that position over the next decade
The broker is not going anywhere. But what the broker does is changing
Cat losses topped $100 billion six years running. Who checks the models?
Carriers and brokers still lean on third parties to explain what catastrophe models say - and the bill is rising
Cat losses topped $100 billion six years running. Who checks the models?
A $1,200 claim took eight months. The repair data had the answer all along
Vehicle damage photos now let claims systems estimate impact force and injury likelihood - but only if casualty teams can access them
A $1,200 claim took eight months. The repair data had the answer all along
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Spotlight
‘Ignorance is not bliss’ ‘Ignorance is not bliss’
As our lives get more connected, we need to be better protected – and that begins with having the best personal cyber coverage
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Monthly Features
“You can’t really separate them”: The case for keeping AI-powered attacks within cyber “You can’t really separate them”: The case for keeping AI-powered attacks within cyber
HSB’s cyber practice head explains the coverage challenge as attackers' capabilities expand
Cyber’s soft market is masking a coverage squeeze Cyber’s soft market is masking a coverage squeeze
Lower premiums and abundant capacity may be obscuring exclusions and sublimits for businesses dependent on external technology
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E&S
Orion180 opens new Melbourne headquarters as first earnings date approaches
The E&S homeowners' carrier moves into a 40,000-square-foot corporate base less than two months after its Nasdaq listing
Specialty market has given back 65% of hard-market rate gains
WTW survey finds softening accelerated through H1 2026, with casualty the line most at risk on pricing adequacy
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Digital Transformation
The broker is not going anywhere. But what the broker does is changing
Independent agents wrote 87.7% of US commercial lines premiums last year. The channel is not in decline. The question is whether individual brokers are building the capabilities to justify that position over the next decade
Cat losses topped $100 billion six years running. Who checks the models?
Carriers and brokers still lean on third parties to explain what catastrophe models say - and the bill is rising
Read More
TV
Why cyber is experiencing a soft hardening
Why cyber is experiencing a soft hardening
Cyber market pressure points: Losses, litigation and pricing sustainability Cyber market pressure points: Losses, litigation and pricing sustainability
Cyber insurance market is 'very unhealthy' Cyber insurance market is 'very unhealthy'
Is cyber’s soft market about to harden? Is cyber’s soft market about to harden?
More TV
IB Talk
Hidden risks in green energy: Insurance gaps in solar, batteries, and beyond
Renewables may be cleaner, but their end-of-life risks are creating new liabilities and coverage gaps.
Hidden risks in green energy: Insurance gaps in solar, batteries, and beyond
How brokers can ride the next wave of MGA growth
Agility, tech, and niche expertise will be differentiators, says TMPAA head
How brokers can ride the next wave of MGA growth
Beyond insurance: Rethinking risk for high net worth families
In 2026, protection for affluent families is less about buying more coverage and more about building resilience
Beyond insurance: Rethinking risk for high net worth families
Championing women in construction risk
Behind the Marsh program aiming to redefine leadership and equity in a traditionally male-dominated sector
Championing women in construction risk
More IB Talk
Best in insurance
The Best Insurance Networks and Alliances in the USA The Best Insurance Networks and Alliances in the USA
Agents rank the 2026 5-Star winners on commissions, technology, and consultation
View full report View all special reports
Best Insurance Companies to Work for in the USA
Find the best insurance companies to work for in the USA based on 2026 employee feedback
Best Insurance Professionals Under 40 in California | InsuranceFest NextGen California 2026
Meet the NextGen California 2026 winners, the Golden State’s 100 best insurance professionals
Best Insurance Carriers and Program Administrators in the USA
Longevity and data give America’s leading carriers and program administrators a strategic edge
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Speciality News
Double-digit property rate cuts belie unchanged risks, Swiss Re warns
By Gia Snape
Oct 28, 2026
Property
Lower premiums should prompt closer scrutiny of values, limits and retentions, says Monica Ningen
Double-digit property rate cuts belie unchanged risks, Swiss Re warns
Hackers don’t need to steal data to cause a disaster: The coverage gap brokers need to know
By Gia Snape
Oct 28, 2026
Cyber
Howden US experts warn cyber exclusions can leave other types of losses from breaches or hacks uninsured
Hackers don’t need to steal data to cause a disaster: The coverage gap brokers need to know
Lumos assumes credit insurance book as Mountain Life ratings deteriorated
By Mark Rosanes
Oct 28, 2026
Life & Health
Two AM Best downgrades in twelve months drove Mountain Life’s credit insurance book to a new home
Lumos assumes credit insurance book as Mountain Life ratings deteriorated
Edison must face jury over equipment’s role in Eaton Fire
By Paul Lucas
Oct 28, 2026
Risk, Compliance & Legal
A California judge has refused to shield the utility from trial on inverse condemnation - keeping insurers’ subrogation claims alive and the full scope of wildfire liability in play
Edison must face jury over equipment’s role in Eaton Fire
Altea enters US allied healthcare market with delegated authority model
By Mark Rosanes
Oct 28, 2026
Life & Health
The UK-founded specialist targets small to mid-market miscellaneous medical facilities and allied providers from Q4 2026
Altea enters US allied healthcare market with delegated authority model
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