Celebrations can be a good starting point for brokers to open conversations with their clients about their cover – and one insurer is capitalising on Valentine’s with a public message of its own.
RSA Canada is reminding clients that items of sentimental value should have coverage.
Learn more about jewelry insurance here.
“Valentine’s Day is that special day of the year when you show your appreciation for the people you love, often in the form of chocolates, flowers and jewelry,” said RSA Canada communications manager Brodie Bott.
“Although chocolates and flowers are quickly consumed, many people often forget to insure any new items of value or get them updated on their existing insurance policy, which is a big risk. When it comes to jewelry and valuable items, it isn’t just the financial value, but the emotional and sentimental value that is attached to those items.”
“Canadians should take every step to ensure their valuables are protected,” Bott added.
Bott suggested several preventative measures that policyholders should follow to keep their prized possessions and keepsakes safe:
- Have new jewelry appraised by a qualified appraiser and get it updated on your insurance policy by either contacting the broker or the insurance company directly.
- Lock jewelry away in a safe place when not wearing it.
- Be aware of where you leave your jewelry. Avoid leaving jewelry in high traffic areas, like work desks or at the gym. That’s a big no-no.
- Keep jewelry away from sinks and counters. The last thing you want is to have to call in the plumber to help find that expensive ring.
- Know what is and isn’t covered in your insurance policy.
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“It’s also worthwhile revisiting your policy yearly, as existing jewelry and other possessions have the potential to appreciate in value,” he added.
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